The Buying Process

The 5 Steps to Buying Your Property

Decisions- Are you buying your first home or investment property? Each decision has a specific path. We help guide you to see what best works for you. Owning a property lays the foundation for a life of financial security and personal choice. There are solid financial reasons to support your decision to buy a home, and, among these, equity buildup, value appreciation, and tax benefits stand out.

Financing- Will you be paying cash or securing a loan? All clients who need financing should go thru the pre-approval process with a lender they trust to be able to know the price point of their purchase. You might need to consult a lender and your accountant to know the best path for you.
If you need help finding someone, we can help. If you need advice, we can help.

Searching- Searching for a property is the best part. Finding the exact match for you and the potential of your purchase. Most buyers in this market search for their home online and visit open houses during the weekend. We can help locate and refine a property to be able to find the perfect match.

Offers- Ready, Set, Submit! We want to submit your offer in the best way to make sure you stand out in this hot market or any market. Three important factors are price, terms & contingencies. We will help negotiate all terms from beginning to end and here are 6 key points to remember.

Earnest Deposit-3% deposit within 3 business days after acceptance.
Inspections- Physical Inspection will summarize property damages, Termite Inspection, and appraisal
Contingency Schedule-a schedule of events that has to happen before closing.
Belongings-the items included/excluded in purchase
Closing costs-Fees paid to escrow, title, city tax, and all parties involved.
Home warranty-this covers repairs or replacement of appliances and major systems.

Afterwards- Once the purchase is complete, you can either move in immediately, rent the property or remodel any issues. Home insurance which was secured during escrow will protect you from loss or damage of property from fire or theft. You will probably receive a supplemental property tax bill (only once) after closing for property tax adjustment.
For any construction needs, give us a call. We will make sure that we can correct any issues you found in your physical inspection. We can also build out anything you need to maximize the use of your property. If you want to flip, our crew will help in the build and list of top dollar.